The one thing that all motorists worry about is getting involved in an auto accident. As you can imagine, such situations can be frightening and shocking. And there’s also the personal injuries and vehicle damage costs to worry about too.
It doesn’t matter if you are new to driving or are a seasoned motorist. The chances are high that you may not know much about car accidents. Or rather, what happens in the aftermath or one. In today’s blog post, I will share with you the answers to our most commonly asked questions on the topic. Here is what you need to know:
What should I do if I get involved in a car accident?
The first thing you should do is check that you and your passengers are okay. Assuming that is the case, you should ensure the other parties in the accident aren’t injured. Should there be any roadside injuries, it’s vital that you call the emergency services.
Aside from that, your job is to take some photographic evidence of the accident. Don’t just take photos of the cars involved. Take pictures of where your car was before it collided with the other vehicles.
Next, you should call the police from the roadside. An officer will get dispatched so that he or she can make a traffic report on the incident. You will need a copy of that report for your insurance company.
Should I contact a lawyer?
Some people assume that there’s no point if you were in a minor fender-bender. But, it always makes sense to speak to one. In fact, read any car accidents Q&A pages on the Web and they will all say the same thing. But why should you contact a lawyer?
First of all, they will check the details of your accident. It could be that you may be entitled to compensation. Especially if the crash wasn’t your fault. Another reason is to protect you in case other parties decide to sue you.
How will I know who is at fault?
You might have some idea already of who was to blame. But, there is a “due process” that insurance companies and lawyers need to apply. In other words, the details must get scrutinized before a likely decision on blame gets made.
I recommend hiring a lawyer if you think that part of the auto accident was down to your negligence. For instance, you got distracted from driving by answering your cell phone.
Will I get a new car?
If your vehicle got damaged in the accident, the answer would be “it depends”! Insurance companies will pay for repairs up to a certain value. That amount will depend on what your car’s market value was at the time of the accident. If your car is a total loss, the insurance company will pay you some money to buy another car.
How can I avoid having an auto accident?
There are many things you can do. For example, you could make sure that you demonstrate good driving practices. And you could avoid driving during rush hour and in the evening.
Thanks for reading today’s blog post.